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FEMA Implements Risk Rating 2.0

September 23, 2021

FEMA is updating the National Flood Insurance Program’s (“NFIP”) risk rating algorithms. This will be done through the implementation of…

CFPB Protections for Borrowers Affected by COVID-19

July 30, 2021

The CFPB issued a final rule to amend Regulation X (Real Estate Settlement Procedures Act) to assist mortgage borrowers affected…

OCC Report on Key Risks and Effect of Pandemic

June 29, 2021

The OCC has released a report on the key issues facing the federal banking systems and the effects of the…

President Biden Signs Executive Order on Climate-Related Financial Risk

June 9, 2021

On May 20, 2021, President Biden signed an executive order on climate-related financial risk that directs financial regulators to ensure…

Trade Groups Respond to Banking Agencies on Private Flood Insurance Q&A’s

June 4, 2021

In March of 2021, the OCC, FRB, FDIC, Farm Credit, and NCUA issued new interagency questions and answers pertaining to…

Paul Zubrowski Featured in IBA on Mortgage Impairment Insurance

May 14, 2021

In a recent interview with Insurance Business America, Paul Zubrowski, Assistant Vice President of Underwriting at OSC, discusses how lenders can protect themselves and their…

Loss Drafts Webinar

April 12, 2021

Join us on Tuesday, May 11, 2021. Loss draft processing imposes significant costs of time and labor. This niche space…

Loss Drafts Done Virtually

April 9, 2021

In the Loss Draft world, there are those who are trying to implement a virtual approach to facilitating repairs during…

Got Mortgage Impairment?

April 7, 2021

The increasing regulations that help protect your clients can often create complexities when it comes to fully protecting your collateral…

Mortgage Companies Warned to Take Steps to Avoid Foreclosure Wave

April 5, 2021

We’re anticipating a challenging road ahead yet and encourage consumers to communicate, communicate, communicate with your lenders so that they…

Proposed Interagency Q&A Regarding Private Flood Insurance

April 2, 2021

On March 11, 2021, the OCC and several other financial regulatory agencies issued new interagency questions and answers pertaining to…

2021 Regulatory Outlook – Deloitte Center for Regulatory Strategy

April 1, 2021

Each year, “Deloitte’s Center for Regulatory Strategy” publishes white papers highlighting important regulatory changes that are emerging or accelerating. Read…